Terms & Conditions
PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY. BY USING THIS Website, YOU AGREE TO THESE TERMS AND CONDITIONS.
Services may not be available in all states so please call or check our website for details. CreditChimp’s services are not available in South Carolina or Georgia.
Unless otherwise indicated, all Website materials, including, without limitation, the CreditChimp logo, and all designs, text, graphics, other files, and the selection and arrangement thereof are the proprietary and copyrighted property of CreditChimp or its licensors. You may electronically copy and print to a hard copy portions of this Website for the sole purpose of using materials it contains for informational and non-commercial, personal use only. Any other use of the materials in this Website including any commercial use, reproduction for purposes other than described herein, modification, distribution, republication, display or performance without the prior written permission of CreditChimp is strictly prohibited.
ACCESS TO SERVICES
The CreditChimp Website allows you to create a unique user name and password to utilize many of our customized online services. Only individuals authorized by you, who over the age of 18, may access and use our Online Services. You may not access the Online Services from outside the country for which it was issued. Your unique user name may be restricted from accessing certain Materials otherwise available in the Online Services. Materials and features may be added to or withdrawn from the Online Services or otherwise changed without notice and in our sole discretion.
The CreditChimp Logo and any proprietary Service or service names contained in this Website are either trademarks or registered trademarks of CreditChimp or its licensors, and may not be copied, imitated or used, in whole or in part, without the prior written permission of CreditChimp. In addition, all page headers, custom graphics, button icons and scripts are service marks, trademarks and/or trade dress of CreditChimp, and may not be copied, imitated or used, in whole or in part, without the prior written permission of CreditChimp. All other trademarks, registered trademarks, Service names and company names or logos mentioned herein are the property of their respective owners.
You agree that the content you upload in your personal space belongs to you and is for your personal use. You certify that you own and are responsible for any of the contents uploaded in your personal area and that you are not uploading and storing items that would infringe U.S. Copyright laws. You understand that you may not upload, post, reproduce or distribute in any way material protected by copyright, trademark, trade secret or other proprietary rights or which would violate any right of publicity, right of privacy or other right of any third party without first obtaining permission of the owner of such right.
You agree that any materials, including but not limited to questions, comments, credit bureaus, credit reports, communications from credit reporting agencies, communications from credit bureaus, communications with credit reporting agencies, Communications with credit bureaus, communications with creditor(s), suggestions, ideas, plans, notes, drawings, original or creative materials or other information, provided by you in the form of e-mail or submissions to the CreditChimp Website, or postings on this Website, are not confidential and that CreditChimp shall have a perpetual, worldwide, non-exclusive license to use such materials as it deems appropriate.
CreditChimp and its affiliates attempt to describe its Services as accurately as possible. However, CreditChimp does not warrant that Service descriptions or other content on this Website is accurate, complete, reliable, current, or error-free. If a Service offered by CreditChimp itself is not as described, your sole remedy is to cancel the service in the manner set forth in the CreditChimp Service Agreement. The prices displayed on the Website are in U.S. Dollars and are valid and effective only in the United States.
TERMS AND CONDITIONS OF THE USE OF THE CreditChimp CREDIT RESTORATION SERVICES:
YOU ARE RESPONSIBLE FOR YOUR FINANCIAL DECISIONS
INAPPROPRIATE IMAGES OR WORDS
CreditChimp reserves the right to remove any text or images uploaded by you that it deems in its sole judgment to be inappropriate or which it believes may subject it to any liability, including without limitation the following:
- images, text or other materials submitted by users that are protected by trademark, copyright, right of publicity or other proprietary right, without the express permission of the owner of those rights;
- profanity or offensive comments including but not limited to expressions of racism, bigotry or hatred, or that are abusive, slanderous or offensive;
- any illegal material such as expressions of abuse, offensive language and imagery, obscenity or any other material that could give rise to any civil or criminal liability under, or otherwise violate, any applicable law.
CLAIMS OF COPYRIGHT INFRINGEMENT; DESIGNATED AGENT
If you believe that any material on this Website infringes upon any copyright that you own or control, or that any link on this Website directs users to another Website that contains material that infringes upon any copyright which you own or control, you may file a notification of such infringement to the email or address stated below.
ONLINE CONDUCT; REPEAT INFRINGER POLICY
You agree to use CreditChimp Website only for lawful purposes. You are prohibited from posting on or transmitting through CreditChimp Website any unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, sexually explicit, profane, hateful, racially, ethnically or otherwise objectionable material of any kind that infringes the intellectual property rights or is otherwise injurious to third parties, including but not limited to any material that encourages conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any applicable local, state, national or international law. CreditChimp may, at its discretion, terminate the accounts of any registered User who violate this policy.
CreditChimp respects the intellectual property of others, and we ask our Users to do the same. CreditChimp may, in appropriate circumstances and at its discretion, terminate the accounts of any User who infringe upon the intellectual property rights of others or who violate this policy.
CreditChimp may elect to electronically monitor areas of this Website and may disclose any content, records or electronic communication of any kind to satisfy any law, regulation or government request, if such disclosure is necessary or appropriate to operate this Website, or to protect the rights or property of CreditChimp, its independent contractors, service providers, consultants, sponsors, licensors or the public. CreditChimp retains the right, but not the obligation, to monitor and edit or remove any activity or content that it deems in its sole discretion to be harmful to its users, CreditChimp or the rights of any third party, or to violate any applicable law.
USE BY CHILDREN
CreditChimp and the CreditChimp Website do not offer products and services for sale to children under 18. We sell products and services for purchase by adults only. By using this Website, you are representing to us that you are 18 years of age or older. CreditChimp will not be liable for any damages that may result from misrepresentation of age by a user of our Website.
You agree to defend, indemnify and hold harmless CreditChimp, its Managers, it employees, its independent contractors, service providers and consultants, and their respective directors, employees and agents, from and against any third party claim, damages, costs and expenses (including, but not limited to, reasonable attorneys fees) arising out of your use of the CreditChimp Website or the use of any photographs, images or materials you provide, including without limitation any actual or threatened suit, demand, or claim made against CreditChimp and/or its independent contractors, service providers, or consultants, that use of the photographs, images or material provided infringes, misappropriates or otherwise violates any copyright, trademark, right of publicity or other proprietary right of any third party. You agree to pay any judgment or reasonable settlement offer resulting from any such suit, demand or claim.
EXCEPT IF EXPLICITLY STATED IN WRITING OTHERWISE BY CreditChimp, THE PRODUCTS AND/OR MATERIALS AND/OR SERVICES CONTAINED AND SOLD ON THE CreditChimp Website ARE PROVIDED ON AN AS IS BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. CreditChimp AND THE CreditChimp WEBSITE DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. CreditChimp AND THE CreditChimp WEBSITE DOES NOT REPRESENT OR WARRANT THAT ANY PRODUCTS AND/OR MATERIALS AND/OR SERVICES ON THE CreditChimp Website, INCLUDING WITHOUT LIMITATION ANY INFORMATION ABOUT CreditChimp AND THE CreditChimp WEBSITE PROVIDED BY THIRD PARTIES, ARE ACCURATE, COMPLETE, RELIABLE, CURRENT OR ERROR-FREE. CreditChimp DOES NOT REPRESENT OR WARRANT THAT THE CreditChimp WEBSITE OR ITS SERVER(S) ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
CreditChimp reserves the right to change any and all content contained on the CreditChimp Website at any time without notice. Reference to any products, services, materials, processes or other information, by trade name, trademark, manufacturer, supplier or otherwise does not constitute or imply endorsement, sponsorship or recommendation thereof by CreditChimp and/or the CreditChimp Website.
If you rely on the CreditChimp website and any materials available on it, you do so solely at your own risk.
LIMITATION OF LIABILITY
IN NO EVENT SHALL CreditChimp OR ITS OFFICER(S), MANAGER(S), DIRECTOR(S),MEMBER(S) OR EMPLOYEE(S) BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL OR CONSEQUENTIAL DAMAGES, OR ANY OTHER DAMAGES OF ANY KIND WHETHER IN AN ACTION IN CONTRACT, TORT (INCLUDING BUT NOT LIMITED TO NEGLIGENCE) OR OTHERWISE, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR INABILITY TO USE THIS WEBSITE OR THE MATERIALS CONTAINED IN AND/OR SERVICES SOLD ON AND/OR PRODUCTS SOLD ON, OR ACCESSED THROUGH, THE CreditChimp WEBSITE, INCLUDING WITHOUT LIMITATION ANY DAMAGES CAUSED BY OR RESULTING FROM RELIANCE BY USER ON ANY INFORMATION OBTAINED FROM CreditChimp, OR THAT RESULTS FROM MISTAKES, OMMISSIONS, INTERRUPTIONS, DELETION OF FILES OR E-MAILS, ERRORS, DEFECTS, VIRUSES, DELAYS IN OPERATION OR TRANSMISSION OR ANY FAILURE OF PERFORMANCE, WHETHER OR NOT RESULTING FROM ACTS OF GOD, COMMUNICATIONS FAILURE, ACTS OF TERRORISM, THEFT, DESTRUCTION, OR UNAUTHORIZED ACESS TO THE CreditChimp RECORDS, PROGRAMS OR SERVICES.
IN NO EVENT SHALL THE AGGREGATE LIABILITY OF CreditChimp (WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE WHETHER ACTIVE, PASSIVE OR IMPUTED), PRODUCT LIABILITY, STRICT LIABILITY OR OTHER THEORY) ARISING OUT OF OR RELATING TO THE USE OF CreditChimp WEBSITE EXCEED ANY COMPENSATION YOU PAY, IF ANY, TO CreditChimp AND/OR THE CreditChimp WEBSITE FOR ACCESS TO OR USE OR FOR SERVICES SOLD ON AND/OR PRODUCTS SOLD ON THE CreditChimp WEBSITE.
LINKING TO OUR WEBSITE
You are granted a limited non-exclusive right to create a hyperlink to the CreditChimp Website provided such link does not portray CreditChimp or any of its materials or products or services in a false, misleading, derogatory or otherwise defamatory manner. This limited right may be revoked at any time. You may not use, frame or utilize framing techniques to enclose any CreditChimp and/or CreditChimp trademark, logo or other proprietary information, including the images found on the CreditChimp Website, the content of any text or the layout/design of any page or form contained on a page without CreditChimp’s express written consent. Furthermore, you may not use any meta tags or any other hidden text utilizing a CreditChimp and CreditChimp name, trademark or Service name without CreditChimp’s express written consent. Except as noted above, you are not conveyed any right or license by implication, estoppel or otherwise in or under any patent, trademark, copyright or proprietary right of CreditChimp or any third party. CreditChimp makes no claim or representation regarding, and accepts no responsibility for, the quality, content, nature or reliability of Websites linking to the CreditChimp Website.
THIRD PARTY LINKS
The CreditChimp Website may provide links to Web pages and content of third parties (Third Party Content) as a service to those interested in this information. CreditChimp does not monitor, nor does it have any control over, any Third Party Content. CreditChimp does not endorse or adopt any Third Party Content and can make no guarantee as to its accuracy or completeness. CreditChimp makes no representations or warranties of any kind regarding such Third Party Content, or any information contained therein, and undertakes no responsibility to update or review any Third Party Content. When leaving the CreditChimp Website, you should be aware that the CreditChimp Website’s terms and policies no longer govern, and, therefore, you should review the applicable terms and policies, including privacy and data gathering practices, of that site. Users use these links and Third Party Content contained therein at their own risk.
SEVERABILITY AND NONWAIVER
Notwithstanding anything to the contrary herein, CreditChimp reserves the right, without notice and in its sole discretion, to terminate your use of this Website and to block or prevent future access to and use of this Website.
These General Terms and Conditions of Use may be changed from time to time without notice by CreditChimp in its sole discretion. Continued use of the CreditChimp Website’s Online Services following any change constitutes acceptance of the change.
CreditChimp may suspend or discontinue providing Online Services to you without notice and pursue any other remedy legally available to it if you fail to comply with any of your obligations hereunder.
Except as otherwise provided herein, all notices and other communications hereunder by CreditChimp shall be in writing or displayed electronically on the CreditChimp Website. Notices shall be deemed to have been properly given on the date deposited in the U.S. mails, if mailed; on the date CreditChimp transmitted it to you electronically to the email address you have provided us, if sent via electronic mail; on the date first made available, if displayed CreditChimp Website; or on the date received, if delivered in any other manner.
The failure of CreditChimp or any third party supplier of Materials to enforce any provision hereof shall not constitute or be construed as a waiver of such provision or of the right to enforce it at a later time.
Each third party supplier of Materials has the right to assert and enforce these provisions directly on its own behalf as a third party beneficiary.
100 Day Refund Policy
The CreditChimp Money back guarantee will be strictly subject to you complying with the following terms and conditions. For more information regarding the in the guarantee, please see: https://creditchimp.com/100day.
COMMUNICATIONS TO YOU
QUESTIONS AND CONTACT INFORMATION
General questions or comments about CreditChimp Website may be directed to CreditChimp Website’s Customer Service Department at [email protected]